| LAND
ROVER INSURANCE SURVEY |
| Land Rover insurance in South Africa is a hot topic
for discussion amongst owners. Everyone is trying to get the lowest
possible insurance for their Land Rover. Several companies offer
very competitive rates depending on the normal car insurance
criteria as well as more specific 4x4 type insurance criteria. When
insuring a Land Rover important points to look out for are areas of
use, extras fitted, cover outside of South Africa, road side
assistance, medical evacuation and driver training and
certification.
An informal survey was done amongst members of the ZA-LRO
mailing list and the results are shown below in the table. |
|
|
|
| # |
Age
Range |
Location |
Model
Year |
Engine
Type |
Model |
Variant |
Vehicle
Value |
Extras
value |
Total
Insured Value |
Monthly
Premium |
Broker |
Insurance
Company |
Year
of last claim |
Premium
/ R1000 |
| 1 |
E |
Durban |
2002 |
Td5 |
Defender
110 |
CSW |
220,000 |
30,000 |
220,000 |
713.16 |
- |
Glenrand
MIB |
0 |
3.242 |
| 2 |
D |
Pmb |
1995 |
Tdi |
Defender
110 |
PUP |
71,200 |
17,000 |
88,200 |
421.00 |
Brokoop |
Cross
Country |
0 |
5.913 |
| 3 |
B |
Pretoria |
2001 |
Td5 |
Defender
110 |
CSW |
215,000 |
25,000 |
215,000 |
791.44 |
Cherry
Ins Brokers |
M&F |
0 |
3.681 |
| 4 |
B |
Pretoria |
1998 |
Tdi |
Discovery |
|
110,000 |
10,000 |
120,000 |
680.00 |
PPS
Ins |
SA
Eagle |
2001 |
6.182 |
| 5 |
B |
Johannesburg |
2001 |
Td5 |
Defender
110 |
CSW |
207,000 |
|
207,000 |
437.00 |
- |
Dial
Direct |
0 |
2.111 |
| 6 |
C |
Stellenbosch |
1996 |
Tdi |
Defender
90 |
CSW |
90,000 |
7,000 |
97,000 |
248.30 |
- |
Santam |
0 |
2.759 |
| 7 |
C |
Benoni |
1996 |
Tdi |
Defender
110 |
HT |
100,000 |
18,000 |
100,000 |
361.36 |
- |
ABSA |
2001 |
3.614 |
| 8 |
D |
Port
Elizabeth |
1997 |
Tdi |
Defender
110 |
CSW |
120,600 |
|
120,600 |
373.83 |
N
Seyerling |
SA
Eagle |
0 |
3.100 |
| 9 |
D |
Johannesburg |
2003 |
Td5 |
Defender
110 |
CSW |
239000 |
15000 |
254000 |
569.56 |
|
GlenRand
MIB |
n/a |
2.383 |
| 10 |
|
|
|
|
S
III |
|
25,000 |
|
25,000 |
350.00 |
|
|
|
14.000 |
| 11 |
|
|
2000 |
Td5 |
Defender
110 |
CSW |
215,000 |
|
215,000 |
600.00 |
Wescol |
|
|
2.791 |
| 12 |
D |
Pretoria |
2005 |
Td5 |
Discovery |
ES |
420,000 |
|
420,000 |
660.00 |
Wescol |
|
|
1.571 |
| 13 |
E |
Alberton |
1997 |
Tdi |
Defender
90 |
CSW |
98,900 |
3,000 |
101,900 |
282.46 |
|
Outsurance |
0 |
2.856 |
| 14 |
|
|
2000 |
Td5 |
Defender
110 |
CSW |
175,000 |
|
175,000 |
700.00 |
Wescol |
|
|
4.000 |
| 15 |
E |
Pretoria |
1995 |
Tdi |
Defender
110 |
CSW |
104,000 |
|
104,000 |
382.00 |
|
|
|
3.673 |
| 16 |
|
|
1995 |
V8 |
Defender
110 |
CSW |
140,000 |
|
140,000 |
380.00 |
Wescol |
|
|
2.714 |
| 17 |
|
Johannesburg |
2001 |
Td5 |
Defender
90 |
CSW |
175,000 |
|
175,000 |
423.00 |
A
Broker |
Santam |
|
2.417 |
| 18 |
|
|
2004 |
|
Discovery |
|
230,000 |
|
230,000 |
500.00 |
|
|
|
2.174 |
| 19 |
B |
Johannesburg |
1999 |
TD5 |
Defender
90 |
CSW |
130,000 |
2000 |
130,000 |
647.80 |
n/a |
AA |
0 |
4.983 |
| 20 |
C |
Kempton
park |
1979 |
2.5TD |
S
III |
|
30,000 |
|
30,000 |
170.00 |
|
Dial
Direct |
2004 |
5.667 |
| 21 |
|
|
2001 |
Td5 |
Defender
110 |
HT |
152,000 |
20,000 |
172,000 |
732.00 |
A
Broker |
Execuline |
0 |
4.816 |
| 22 |
C |
Richards
Bay |
1999 |
Td5 |
Defender
110 |
HT |
114,000 |
7,000 |
121,000 |
295.90 |
Wilida |
Santam |
0 |
2.596 |
| 23 |
B |
Kensington,
Johannesburg |
1999 |
2.8i |
Defender
110 |
HT |
90,000 |
20,000 |
110,000 |
564.00 |
CiB |
Hollard |
0 |
6.267 |
| 24 |
E |
Salt
Rock |
1982 |
|
RR
Classic |
4d |
33,000 |
2 |
35,000 |
90.00 |
- |
Thebe |
|
2.727 |
| 25 |
D |
Cape
Town |
1994 |
Tdi |
Defender |
HT |
72,000 |
|
72,000 |
214.00 |
Wescol |
|
|
2.972 |
| 26 |
D |
Cape
Town |
1956 |
2.28P |
S
I |
PUP |
60,000 |
|
50,000 |
98.00 |
|
Thebe
Hosken |
|
1.633 |
| 27 |
C |
Langebaan |
1997 |
Tdi |
Defender
110 |
CSW |
130,000 |
|
130,000 |
269.01 |
|
Cross
Country |
1998 |
2.069 |
|
| compiled by Peter Tiedt |
|